Feb. 5, 2018

Which down payment strategy is right for you?

You’ve most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you get favorable rates from lenders.

But there can actually be financial benefits to putting down a small down payment—as low as three percent—rather than parting with so much cash up front, even if you have the money available.

THE DOWNSIDE

The downsides of a small down payment are pretty well known. You’ll have to pay Private Mortgage Insurance for years, and the lower your down payment, the more you’ll pay. You’ll also be offered a lesser loan amount than borrowers who have a 20-percent down payment, which will eliminate some homes from your search.

THE UPSIDE

The national average for home appreciation is about five percent. The appreciation is independent from your home payment, so whether you put down 20 percent or three percent, the increase in equity is the same. If you’re looking at your home as an investment, putting down a smaller amount can lead to a higher return on investment, while also leaving more of your savings free for home repairs, upgrades, or other investment opportunities.

THE HAPPY MEDIUM

Of course, your home payment options aren’t binary. Most borrowers can find some common ground between the security of a traditional 20 percent and an investment-focused, small down payment. Your trusted real estate professional can provide some answers as you explore your financing options.

Posted in Buyers Tips
Oct. 20, 2017

Orlando FL condo in the Point Orlando Resort

ORLANDO, FL - THE POINT ORLANDO RESORT - CONDO FOR SALE - GREAT INVESTMENT WITH INCOME OPPORTUNITY.

 

 

This condo is in the Point Orlando Resort in Orlando, FL and has a fantastic location!

This beautiful furnished condo is in great condition and has a great view of the pool. This is an unique lock out unit which is great for rentals. There are two units: one with one bedroom-king size bed, a modern living room, fully equipped kitchen with granite countertops, washer and dryer in the unit and bath with a jetted tub, separate shower stall and granite countertops. Nice balcony with a beautiful pool view. The second unit is a studio with a kitchenette, living room/bedroom and a full bath.

Point Orlando Resort offers a relaxing pool with a poolside bistro restaurant, a great fitness facility and conference rooms. Fantastic location as it has a close proximity to amusements parks: Universal Studios, Discovery Cove, Sea World, Disney World, Disney Springs etc. , attractions: International Drive, Amway Center, Dr. Phillips Center etc. , fine shopping and dining.

Contact me today for more information! 407-414-9718

Oct. 16, 2017

Sold in only 66 days in Highlands Reserve

 

My beautiful listing in the golf community of Highlands Reserve in Davenport, FL sold in only 66 days!

 

This well maintained pool home had 4 bedrooms and 3 baths and 2,488 square feet. This home was move-in ready and was sold fully furnished. The home offered a spacious family room overlooking the pool & beautiful living and dining room. The large kitchen featured granite countertops, a breakfast bar and a breakfast area. There were two generous sized master suites: each one of them on the opposite sides of the home. One of the master suites had a lovely nursery room.

The home had a great location as it was very close to shopping and dining and Posner Park Shopping Center with great shopping stores, restaurants and a cinema is within 15 minutes. Easy access to all theme parks as it is only 15 minutes away from Disney World, Universal (25 minutes). Atlantic Ocean (beaches and Kennedy Space center) and Gulf Coasts are 90 minutes away. The community offers a sparkling pool, a great playground and tennis court.

If you are looking to sell your Davenport vacation property, call me today! My specialty is selling homes for foreign and absentee owners. 

Call me, Tina Israelson- Orlando Realtor, at 407-414-9718 to find out what makes me different from my competition!

Posted in Sold Properties
Oct. 16, 2017

Sold in only 10 days in Tuscana Resort

My listing in Tuscana Resort in Davenport, FL sold in only 10 days!

This beautiful 2 bedroom and 2 baths condo was perfect as a vacation property or as an investment property!!

The condo was sold fully furnished and turn key and kitchen and baths were beautifully updated with granite countertops!! It can be rented short term with the onsite management team or as a long-term rental.

Tuscana Resort is a gated community and it is impeccably maintained. Tuscana Resort offers great amenities such as: a fitness center, 30 seat movie theater, community pool and indoor dining at the Tuscana Tavern. The large swimming pool has a separate kiddie pool, a jet spa and complimentary cabanas with an outdoor picnic area with BBQ grills. Great location as it is located right outside of Champions Gate, close to major highways, restaurants, shopping centers, and theme parks.

If you are looking to sell your Davenport vacation property, call me today! My specialty is selling homes for foreign and absentee owners. 

Call me, Tina Israelson- Orlando Realtor, at 407-414-9718 to find out what makes me different from my competition!

Posted in Sold Properties
Sept. 28, 2016

Vacation home sold in Hampton Estates in Davenport, FL

189 Emeraldview in Davenport FL
 
I am happy to announce that my listing in Hampton Estates in Davenport just sold!

This home was a 6 bedrooms, 4 baths with pool and it was sold fully furnished. The property sold in only 75 days and for 98% of the listing price. 
 
This property was in the well maintained community of Hampton Estates that offers beautiful tree lined streets, tennis courts, basketball, sand volleyball court, playground and a community pool facing beautiful water views. Great location with easy access to Disney, all of Central Florida's attractions and major highways. Minutes away from Walmart Supercenter, restaurants, banks and golf courses and a short drive from Posner Park Shopping Centre.

If you are looking to sell your Davenport vacation property, call me today! My specialty is selling homes for foreign and absentee owners. 

Call me, Tina Israelson- Orlando Realtor, at 407-414-9718 to find out what makes me different from my competition!

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Posted in Sold Properties
Sept. 28, 2016

Another home sold in Marbella at Davenport in only 10 days

 

243 Cadiz sold in Marbella at Davenport
 
 
 
 
 
 
 
 
 
 
 
 
 
Another one of my listings sold in the beautiful gated community of Marbella at Davenport in only 10 days!
This home was a 5 bedrooms, 3.5 baths with pool and spa and it was in good condition and sold for 98% of the listing price. 

 If you are looking to sell your Davenport property, call me today!


 
 
Call me, Tina Israelson- Orlando Realtor, at 407-414-9718 to find out what makes me different from my competition!

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Posted in Sold Properties
Sept. 23, 2016

Home sold in Providence in Davenport, FL in only 21 days

 
                           Home sold in Providence in Davenport, FL in only 21 days!
 
          Sold in Providence Davenport fl

My listing in Providence in the Heritage Green community just sold in only 21 days and for full asking price!

This was a pool and spa home with 4 bedrooms, 3 baths and 2,669 square feet and backing up to the golf course and water. The property was in an impeccable condition and was sold fully furnished.
 

            
 
If you are looking to sell your Providence home in Davenport, FL give me a call! I know how to sell homes fast!




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Posted in Sold Properties
Sept. 23, 2016

Orlando Real Estate Market August 2016

 
 
What is happening with the Orlando's real estate market August 2016 vs. August 2015
 
In August 2016, Orlando’s home sales jumped 7 percent while the median price rise 14 percent as home inventory continues their downhill slide.
 
Per the Orlando Regional REALTOR® Association, “sale of homes in Orlando experienced a year-over-year increase of 7.32 percent for the month of August. The jump occurred amid yet another double-digit decrease in inventory, which continues to contribute to the area’s sustained rise in median price.

 

                              Orlando Real Estate Market August 2016

 

            

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Posted in Market Conditions
Sept. 15, 2016

Home sold in Sabal Point in Longwood, FL

              Sold in Sabal Point in Longwood FL
       
 
My listing in Cypress Landing in the beautiful Sabal Point in Longwood sold! 

The home was a nature’s lover dream since it backed up to a protected wildlife preserve, Sabal Point Sanctuary and provided a wonderful privacy. The home has been well maintained by the original owner both inside and out. The split floor plan had 4 bedrooms and 2 baths, formal living and dining room, large eat in kitchen, family room, inside utility room with washer and dryer, tiled bathrooms and double sinks in both bathrooms.

Sabal Point is a great community with walking trails shaded by oak trees, community playgrounds, and baseball field and basketball courts. Sabal Point Elementary is nearby.

If you are looking to sell your Longwood property, call me today!

My specialty is selling homes for foreign and absentee owners.  Most real estate agents simply list homes, but I believe in doing much more.

Call me, Tina Israelson- Orlando Realtor, at 407-414-9718 to find out what makes me different from my competition!

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Posted in Sold Properties
Sept. 15, 2016

Orlando Real Estate Market July 2016

 
 
What is happening with the Orlando's real estate market July 2016 vs. July 2015
 
Orlando’s median price jumps 12 percent amid declines in both home inventory and sales.
 
Due to the available home for purchase inventory dropping by 93.91 percent in July 2016 there was a 6.28 percent decrease in sales and a 12.04 percent increase in median price compared to July 2015.
 
                   Orlando Real estate market July 2016

       

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Posted in Market Conditions